Cross Financial Strategies is dedicated to working closely with our clients to offer personalized and customized financial strategies specific to their needs. Many of the big Wall Street firms operate under the “super market” umbrella approach where one size fits all. But why pay for products and services you don’t need or use?

We take a rifle approach toward your financial affairs and not a shotgun approach. We will focus our time and energy on those issues that matter most to you, not on issues that matter to someone else.

Our experience and capabilities include:

• In-depth financial and retirement planning for individuals of all ages and lifestyles via a flat fee or hourly based structure.
• Experienced and customized portfolio management utilizing stocks, bonds, index funds and mutual funds in a competitively priced and transparent fee structure.
• Separately managed account (SMA) platform consisting of a multitude of experienced and well known managers, such as, Alliance Bernstein, Brandes, Calamos, Davis Select, Fayez Sarifim, Goldman Sachs, Lazard, Navallier & Associates, Nuveen, and Victory Capital, to name just a few.
• Retirement Accounts set up, which include IRA, ROTH, SIMPLE, SEP as well as other appropriate accounts.
• 401(k) Rollovers: 401(k) rollovers are a big decision for us all and we need to understand the many options available.
• Small-to-mid- size business retirement plan consultation and set up. A traditional 401(k) plan is not ideal for every business and most owners are not aware of the many options available to them. For instance, have you heard about the self-employed “Solo k” plan? Or a “Safe Harbor” 401(k) plan?
• 529 Savings plan consultation and set up. Plans are offered through many different providers, not just one or two
• Insurance products such as Variable Annuities, Term life, and Variable life policies